How to get a free Xbox gift card

Free Xbox gift cards by Microsoft's Rewards rules and card terms, one app that pays in Xbox cards, and the scams Microsoft warns about. Read October 24, 2026.

PaysFair Team4 min read

On this page 7 sections

Microsoft's own free route is Microsoft Rewards: it's free to join, and gift cards to Microsoft Store or Xbox start from 1,600 points, its Xbox page says. Points come from Bing searches, playing on Xbox and other tasks. Microsoft says it will never ask you to pay for support with gift cards.

We build PaysFair, an earning app that competes with some of the apps below, so check their numbers yourself. PaysFair is for people 16 and over. We read Microsoft's pages, Fetch's pages and the search results on October 24, 2026.

How does Microsoft Rewards pay in Xbox gift cards?

Microsoft's services agreement, effective September 30, 2026, says Microsoft Rewards "is free to join" and that "There is no cost to activate your Rewards Account." Its Xbox Rewards page lists the price levels.

PointsWhat you can get
From 1,600Gift cards to Microsoft Store or Xbox
From 5,000Gift cards to top retailers

How you earn. Microsoft's help lists Bing searches, buying from the Microsoft Store, quizzes on the earn page, and playing selected games or quests on Xbox. Points are only awarded for qualifying purchases, its Rewards page adds, and subscriptions and gift card purchases don't count.

The rules on points. Points "have no cash value," the agreement says, and they can't be transferred. You may open only one Rewards account, and a household is limited to six. Using a VPN to hide where you are can get your account canceled and your points forfeited. Your account may also be canceled, and your points lost, if you don't log in to your Microsoft account for 12 months in a row.

Where you redeem. "Offers vary by country," Microsoft's help says, so redeem in the region you signed up in. It also warns that "Some gift cards aren't always available through Microsoft Rewards."

What do Microsoft's rules say about an Xbox gift card?

Redeemed cards become Microsoft account balance, and Microsoft's gift card terms set the rules. "Non-promotional account balance doesn't expire," and there are no fees for keeping a balance. Promotional balance can expire under its own terms. You can't use your balance to get cash or cash substitutes, except where the law requires, and "Your Microsoft account balance is non-transferable to another person or Microsoft account."

Which other apps pay in Xbox gift cards?

Fetch. Its Xbox page says the best way to earn enough points for Xbox gift cards is to "shop your offers," and to submit every receipt. Fetch pays at least 25 points a receipt, so you shop first, and your points expire if your account is inactive for 90 days in a row, its help says.

Earning apps like ours. PaysFair pays for surveys, games and campaigns with a gift card by email, from a $1.00 smallest cash-out. Your first cash-out is checked by hand. Its cash-out screen asks for the amount and the email address the card goes to, with no choice of brand. So we can't promise you an Xbox card. Our gift card apps guide compares more apps that pay in cards.

Which free Xbox offers are scams?

Microsoft's own page on tech support scams is plain: "Microsoft will never ask that you pay for support in the form of cryptocurrency like Bitcoin, or gift cards." The FTC says "No real business or government agency will ever tell you to buy a gift card to pay them." In 2024, its Consumer Sentinel Network took in 41,120 fraud reports in which people paid by gift card or reload card, with $212 million reported lost.

The search results are full of bait. We got nine results for "free xbox gift card" on October 24, 2026, and eight sat on sites with nothing to do with Xbox. They were on a family learning nonprofit's store, a university's payments site (twice), a home security brand's site, a movie database's user list, an obituary site, a cocktail foundation's shop and a tutoring company's site. We opened none of them. The ninth, a 2022 news post about a Microsoft giveaway, wouldn't load for us.

There was little to read. Besides Fetch's own Xbox page, the pages that rank for this and related searches were blocked, gone or blog posts on unrelated sites, so we couldn't compare guides. Fetch's page gives no points price for a card and doesn't mention its 90-day expiry.

Questions people ask about free Xbox gift cards

How do I get a free Xbox gift card?

Microsoft's own route is Microsoft Rewards, which is free to join. Its Xbox page says gift cards to Microsoft Store or Xbox start from 1,600 points, earned by searching with Bing, playing on Xbox and other tasks.

How many Microsoft Rewards points is an Xbox gift card?

From 1,600 points, Microsoft's Xbox Rewards page says. Offers vary by country, and Microsoft's help says to redeem in the region you signed up in and not to use a VPN.

Do Microsoft Rewards points expire?

Microsoft's agreement says your Rewards account may be canceled, and your points forfeited, if you don't log in to your Microsoft account for 12 months in a row.

Do Xbox gift cards expire?

Microsoft's gift card terms say non-promotional account balance doesn't expire and there are no fees for keeping a balance. Balance can't be turned into cash or moved to another account.

Are free Xbox gift card generators real?

Treat them as scams. Microsoft says it will never ask you to pay for support with gift cards, and the FTC says no real business or government agency will ever tell you to buy a gift card to pay them.

Sources

  • Microsoft Services Agreement, section on Microsoft Rewards, published July 30, 2026, effective September 30, 2026. Microsoft. Read October 24, 2026.
  • XBOX and Microsoft Rewards page; Microsoft Rewards page. Microsoft. Read October 24, 2026.
  • Learn about Microsoft Rewards; How to redeem Microsoft Rewards points; How to earn Microsoft Rewards points. Microsoft Support. Read October 24, 2026.
  • Microsoft gift cards terms and conditions; Protect yourself from tech support scams. Microsoft Support. Read October 24, 2026.
  • Fetch's Xbox page and help. Read October 24, 2026.
  • Avoiding and Reporting Gift Card Scams, July 2023; Consumer Sentinel Network Data Book 2024, Fraud Reports by Payment Method, March 2025. FTC. Read October 23, 2026.
  • Our own record of four web searches for free Xbox cards, October 24, 2026.
  • PaysFair's own cash-out screen, terms and settings, read October 24, 2026.

We name other companies in plain text and link none of them. Microsoft's program and each app's terms change; we check every figure on this page again by January 24, 2027.